ATV Insurance
Whether you’re an expert rider or just a beginner, all-terrain vehicle (ATV) insurance lets you ride the trails with confidence. Our carriers have full range of coverage options, from basic ATV liability insurance to custom equipment insurance, plus money-saving discounts.
ATV insurance options for you and your ride A basic all-terrain vehicle insurance coverage options include:
- Collision – Damage to your ATV from a collision with another ATV, a rock, a tree or other obstacle
- Comprehensive – Loss or damage from theft, fire, vandalism or other covered misfortune
- Property damage – Damage caused to another person’s property
- Bodily injury – Other people’s medical expenses, if you’re at fault in an accident
- Uninsured motorist – Damage caused by an uninsured or underinsured rider
Protect yourself and your ATV with additional coverage for:
- Custom equipment you’ve added to your ATV
- Medical payments for you and your passengers, regardless of who’s at fault in an accident
- Possible Discounts Start saving on your policy with discounts by completing an approved safety course
- Being a member of a riding association (more than 25 national associations are eligible)
- Insuring multiple vehicles with Nationwide, including ATVs, motorcycles, snowmobiles, autos and more (up to 12 vehicles on one policy)
- Owning your home, condo or townhome
- Paying your 12-month premium in full
they are.