Antique or Collector car enthusiasts choose our carrier to insured their prize, because they are getting more than just an insurance policy. They are getting a wealth of information that only our professionals can offer.
Antique/Collector Car Insurance Coverage
Antique auto & collector car insurance coverage will include enhancements to the standard auto policy such as Agreed Amount, Inflation Guard and Auto Show Medical Reimbursement to meet the unique exposure associated with the Antique and Collectors Car industry.
Coverage Features:
- Agreed Value Coverage - you can predetermine the value of your vehicle. Once the underwriting team has agreed to this amount, it becomes the coverage limit for the policy teem. In the event of a loss, this is paid with no deductible in most states.
- NO Mileage Limitations - The policy authorizes hobby use of the vehicle in collector activities, exhibits and parades. Additional Coverage Highlights includes:
- High Liability Limits Available - The ability to go up to $1,000,000.
- Towing and labor expense, up to $250 each occurrence. •Auto show medical reimbursement, $5,000 each person, up to $500
- "Trip Interruption" coverage, up to $600 reimbursement for transportation expense, lodging and/or meals in the event of collision or mechanical or electrical breakdown.
- Inflation Guard, with an annual increase of 4% each year.
- Automatic coverage on newly acquired vehicles.
- For collections values at $1 million or higher, the program offers security and loss control consultation to help better protect your investments.
- Full Windshield Coverage with no deductible.
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