Commercial Umbrella Coverage


Umbrella liability insurance protects you when accidents happen and  your existing liability insurance policies cannot cover all expenses.  Standard business liability coverage will take care of you in most  situations, but when serious situations arise, umbrella liability  insurance will help ensure that your business is protected. While no one  wants accidents to happen, they do - and people sue. Here are a few  possibilities:

  • Your company holiday party gets out of hand resulting in various injuries and damages
  • Your building has a carbon monoxide leak that results in multiple injuries and/or deaths
  • Your business fails to render the appropriate professional services

Cover your business with umbrella liability insurance

A  business umbrella policy picks up where your business auto liability,  general liability or other liability coverage stops. Umbrella insurance  is an inexpensive way to provide extra coverage against bodily injury  and/or property damage.

For example, if your  current policy covers you for $1 million and you are successfully sued  for $1.5 million, your business umbrella coverage can pay the  outstanding $500,000—which is a lot less painfulthan having it come out of your business profits.  

Umbrella liability insurance coverage tailored to your business needs

How  much commercial umbrella insurance coverage does your business need? A  variety of factors goes into determining the answer, including the type  of business you own and how much coverage you already have.

Contact us for a free business umbrella quote customized to suit your business needs.

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Contact us for more information.