Flood Insurance is not just for people who live near rivers or creeks, or on the coast. (And, oddly enough, those who live in these areas often believe that they don't qualify for flood insurance because of the high risk factor.)
Floods are the most common and costly natural disaster. And contrary to common belief, flooding is not restricted to hurricane-prone areas or large bodies of water, in fact, about 25%of all flood-related claims come from low to moderate risk areas.
A "flood" is defined as a general and temporary condition of partial or complete inundation of normally dry land areas from:
Flood insurance can protect you. It covers direct physical losses and damage to the building, and damage to your personal property. Flood insurance is intended to protect you financially in case you suffer damage caused by flooding, and helps get you back into your house as soon as possible. It covers losses due to flood, flood-related erosion, excessive waters accompanied by a severe storm flash flood, abnormal tidal surge, tsunamis, and mudflows due to flooding.
Flood insurance is available for virtually everyone: homeowners, renters, houses, manufactured homes, condos, apartments, and commercial buildings, even in a floodplain. The only caveats are:
Don't wait until it starts raining to buy flood insurance! There is a 30 day waiting period between your
application and the effective date of your coverage A great mobile home insurance policy blends reliable protection, outstanding service, and affordable rates—and that’s exactly what you can get with.
Get your free flood insurance quote today and build a policy that’s right for you, with help from our flood insurance experts.
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