Landlord Property Coverage

 A rental property can be a very profitable investment for a landlord.  However, it is important to protect your investment against loss due to unforeseen circumstances which are beyond your control as a landlord. Our featured carriers offers multiple levels of protection for rental properties to provide you with the coverage you need to protect your real estate investment.

​The  Dwelling Fire policy can provide multiple levels of coverage and can  include coverage for the following categories, which can be personalized  to your individual needs.

The Dwelling

This  coverage is extended directly to your rental property and would be the  coverage under which payments would be made to repair the property in  the event of a covered loss.

Other Structures

This  coverage extends the coverage for dwelling to other buildings located  on your property. Most frequently this would be a detached garage or a  shed, but it could also include buildings like a gazebo or barn.


This  coverage extends to all of the contents kept in the rental property  which are owned by the landlord. This could include items stored on  premises by you as well as furnishings provided by the landlord to the  tenants.

Fair Rental Value

In  the event that a loss occurs and the tenants are no longer able to  reside in the property, we’ll reimburse you for the lost rents you  incur, up until the property is livable once again.

General Liability

General  liability coverage can be provided in varying amounts based on your  needs to protect you in the event of an accident on your property which  causes personal injury or property damage to others. Included in this  coverage is the cost to provide a defense in the event a lawsuit  is brought against you.

Medical Payments to Others

In  the event that someone is hurt while on your property, this coverage  helps to pay for their medical expenses, regardless of who is at fault.

Get  your free mobile home insurance quote today and build a policy that’s  right for you, with help from our dwelling/fire insurance experts.

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